Health and Liability Insurance

Health Insurance

Pharmacy students are required to maintain health insurance as a condition of enrollment. Students have the option of purchasing insurance through the Tennessee Board of Regents (TBR) student insurance program or of providing proof of comparable insurance through an alternate provider. The cost of the premium is included on the semester fee bill for students electing to purchase the TBR student insurance.

Students electing to opt out of the TBR student insurance program must provide documentation of health insurance through an alternate provider to the Office of Student Affairs on an annual basis. This is done by completing the Insurance Declaration Form (pdf) and returning it to the Student Affairs office by the specified deadline. Otherwise, the student will be automatically enrolled in the TBR student insurance program.

As part of the TBR student insurance program, dependents may be covered for an additional premium. Students choosing to add dependent coverage must pay the premium separately as it cannot be included on the semester fee bill.

Student Affairs is advised of changes to the student insurance program in the summer by the Tennessee Board of Regents (TBR). Benefits, premiums, and conditions are subject to annual change. Click here for details on the current insurance carrier. In the Search bar, enter “East Tennessee.”

Professional Liability Insurance

All Doctor of Pharmacy students are required to carry individual professional liability insurance. Low cost coverage specifically designed for pharmacy students is made available through Pharmacists Mutual Insurance Company. The annual premium is included on the student’s fall semester fee bill.
The policy provides coverage for professional activities performed within the United States and its territories and possessions, Canada, and Puerto Rico whether the activities are performed as a student, employee or volunteer. Coverage limits are $1,000,000 for each occurrence, and $3,000,000. Policies are distributed to students annually.